Post by ck4829 on Dec 1, 2023 17:27:52 GMT
Americans’ struggles with medical bills are a foreign concept in other countries
GORINCHEM, Netherlands -- In France, a visit to the doctor typically costs the equivalent of $1.12.
A night in a German hospital costs a patient roughly $11.
And in the Netherlands -- one of the few wealthy nations other than the U.S. where patients face a deductible -- insurers usually must cover all medical care after the first 385 euros, roughly $431.
Health care in the U.S. has long been unique. But few things so starkly set the American system apart as how much patients pay out of pocket for medical care, even if they have insurance.
www.heraldnews.com/story/news/2019/09/20/americans-struggles-with-medical-bills/2738547007/
Why Europeans Don’t Get Huge Medical Bills
Other countries still have health insurers, but they avoid five-figure medical bills. The answer lies in how the insurers and doctors are regulated.
www.theatlantic.com/health/archive/2019/04/do-europeans-get-big-medical-bills/586906/
Lessons from Germany to help solve the U.S. medical debt crisis
PÜTTLINGEN, Germany — Almost every day, Dr. Eckart Rolshoven sees the long shadow of coal mining in his clinic near the big brownstone church that dominates this small town in Germany's Saarland.
The region's last-operating coal shaft, just a few miles away, closed a decade ago, ending centuries of mining in the Saarland, a mostly rural state tucked between the Rhine River and the French border. But the mines left a difficult legacy, as they have in coal regions in the United States, including West Virginia.
But this is a healthier place than West Virginia in many respects. The region's residents are less likely to die prematurely, data shows. And on average, they live four years longer than West Virginians.
There is another important difference between this former coal territory and its Appalachian counterpart: West Virginia's economic struggles have been compounded by medical debt, a burden that affects about 100 million people in the U.S. — in no state more than West Virginia.
In the Saarland, medical debt is practically nonexistent. It's so rare in Germany that the federal government's statistical office doesn't even track it.
www.npr.org/sections/health-shots/2022/12/14/1142601526/lessons-from-germany-to-help-solve-the-u-s-medical-debt-crisis
11-Country Survey: U.S. Adults Most Likely To Forgo Care Due To Cost, Have Trouble Paying Medical Bills; U.S. Stands Out For Highest Out-Of-Pocket Costs And Most Complex Health Insurance
New York, NY, November 18, 2010—A new 11-country survey from The Commonwealth Fund finds that adults in the United States are far more likely than those in 10 other industrialized nations to go without health care because of costs, have trouble paying medical bills, encounter high medical bills even when insured, and have disputes with their insurers or discover insurance wouldn’t pay as they expected. According to the report, the findings highlight the need for Affordable Care Act reforms that will ensure access to health care, protect people from medical debt, and simplify health insurance.
The U.S. stands out for the most negative insurance-related experiences. One third (33%) of U.S. adults went without recommended care, did not see a doctor when sick, or failed to fill prescriptions because of costs, compared to as few as 5 percent to 6 percent in the Netherlands and the U.K., according to the study published today as a Health Affairs Web First article. In addition, one-fifth of U.S. adults had major problems paying medical bills, compared to 9 percent in France, the next highest country, 2 percent in the U.K., 3 percent in Germany, and 4 percent in the Netherlands. Uninsured and insured U.S. adults reported equally high rates of out-of-pocket costs, with one-third (35%) of U.S. adults paying $1,000 or more out-of-pocket in the past year for medical bills, significantly higher than all of the other countries.
The study analyzes findings from the Commonwealth Fund 2010 International Health Policy Survey in Eleven Countries, focusing on insurance and access to health care experiences reported by 19,700 adults from Australia, Canada, France, Germany, the Netherlands, New Zealand, Norway, Sweden, Switzerland, the United Kingdom and the United States. The study reveals widespread disparities by income within the United States. Lower income U.S. adults were far more likely than those with above average incomes to report difficulty with medical bills and timely access to health care.
"We spend far more on health care than any of these countries, but this study highlights pervasive gaps in U.S. health insurance that put families’ health and budgets at risk," said Commonwealth Fund Senior Vice President Cathy Schoen, lead author of the article. "In fact, the U.S. is the only country in the study where having health insurance doesn’t guarantee you access to health care or financial protection when you’re sick. This is avoidable—other countries have designed their insurance systems to value access and limit out-of-pocket costs."
www.commonwealthfund.org/press-release/2010/11-country-survey-us-adults-most-likely-forgo-care-due-cost-have-trouble-paying
Google "medical bills in other countries"
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GORINCHEM, Netherlands -- In France, a visit to the doctor typically costs the equivalent of $1.12.
A night in a German hospital costs a patient roughly $11.
And in the Netherlands -- one of the few wealthy nations other than the U.S. where patients face a deductible -- insurers usually must cover all medical care after the first 385 euros, roughly $431.
Health care in the U.S. has long been unique. But few things so starkly set the American system apart as how much patients pay out of pocket for medical care, even if they have insurance.
www.heraldnews.com/story/news/2019/09/20/americans-struggles-with-medical-bills/2738547007/
Why Europeans Don’t Get Huge Medical Bills
Other countries still have health insurers, but they avoid five-figure medical bills. The answer lies in how the insurers and doctors are regulated.
www.theatlantic.com/health/archive/2019/04/do-europeans-get-big-medical-bills/586906/
Lessons from Germany to help solve the U.S. medical debt crisis
PÜTTLINGEN, Germany — Almost every day, Dr. Eckart Rolshoven sees the long shadow of coal mining in his clinic near the big brownstone church that dominates this small town in Germany's Saarland.
The region's last-operating coal shaft, just a few miles away, closed a decade ago, ending centuries of mining in the Saarland, a mostly rural state tucked between the Rhine River and the French border. But the mines left a difficult legacy, as they have in coal regions in the United States, including West Virginia.
But this is a healthier place than West Virginia in many respects. The region's residents are less likely to die prematurely, data shows. And on average, they live four years longer than West Virginians.
There is another important difference between this former coal territory and its Appalachian counterpart: West Virginia's economic struggles have been compounded by medical debt, a burden that affects about 100 million people in the U.S. — in no state more than West Virginia.
In the Saarland, medical debt is practically nonexistent. It's so rare in Germany that the federal government's statistical office doesn't even track it.
www.npr.org/sections/health-shots/2022/12/14/1142601526/lessons-from-germany-to-help-solve-the-u-s-medical-debt-crisis
11-Country Survey: U.S. Adults Most Likely To Forgo Care Due To Cost, Have Trouble Paying Medical Bills; U.S. Stands Out For Highest Out-Of-Pocket Costs And Most Complex Health Insurance
New York, NY, November 18, 2010—A new 11-country survey from The Commonwealth Fund finds that adults in the United States are far more likely than those in 10 other industrialized nations to go without health care because of costs, have trouble paying medical bills, encounter high medical bills even when insured, and have disputes with their insurers or discover insurance wouldn’t pay as they expected. According to the report, the findings highlight the need for Affordable Care Act reforms that will ensure access to health care, protect people from medical debt, and simplify health insurance.
The U.S. stands out for the most negative insurance-related experiences. One third (33%) of U.S. adults went without recommended care, did not see a doctor when sick, or failed to fill prescriptions because of costs, compared to as few as 5 percent to 6 percent in the Netherlands and the U.K., according to the study published today as a Health Affairs Web First article. In addition, one-fifth of U.S. adults had major problems paying medical bills, compared to 9 percent in France, the next highest country, 2 percent in the U.K., 3 percent in Germany, and 4 percent in the Netherlands. Uninsured and insured U.S. adults reported equally high rates of out-of-pocket costs, with one-third (35%) of U.S. adults paying $1,000 or more out-of-pocket in the past year for medical bills, significantly higher than all of the other countries.
The study analyzes findings from the Commonwealth Fund 2010 International Health Policy Survey in Eleven Countries, focusing on insurance and access to health care experiences reported by 19,700 adults from Australia, Canada, France, Germany, the Netherlands, New Zealand, Norway, Sweden, Switzerland, the United Kingdom and the United States. The study reveals widespread disparities by income within the United States. Lower income U.S. adults were far more likely than those with above average incomes to report difficulty with medical bills and timely access to health care.
"We spend far more on health care than any of these countries, but this study highlights pervasive gaps in U.S. health insurance that put families’ health and budgets at risk," said Commonwealth Fund Senior Vice President Cathy Schoen, lead author of the article. "In fact, the U.S. is the only country in the study where having health insurance doesn’t guarantee you access to health care or financial protection when you’re sick. This is avoidable—other countries have designed their insurance systems to value access and limit out-of-pocket costs."
www.commonwealthfund.org/press-release/2010/11-country-survey-us-adults-most-likely-forgo-care-due-cost-have-trouble-paying
Google "medical bills in other countries"
Google:
www.google.com/search?q=medical+bills+in+other+countries
Bing:
www.bing.com/search?q=medical+bills+in+other+countries
DuckDuckGo:
duckduckgo.com/?q=medical+bills+in+other+countries&t=h_&ia=web
cococo.pbworks.com/w/page/152281950/Medical%20bills%20in%20the%20US%20vs%20medical%20bills%20in%20other%20countries